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1928 SE 20th Lane

Cape Coral, FL 33990
  • $555,000
  • STATUS: Active
  • ON SITE: 97 Days
  • MLS #: 2025019451
UPDATED: 74 min ago
$555,000
  • 3
    BEDS
  • 0.34
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,542
    SQFT
  • $218
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2000
County:
Lee

School Information

Elementary School:
Middle School:
High School:

Description

RARE OPPORTUNITY – 2.25% FHA & VA ASSUMABLE MORTGAGE + ASSUMABLE FLOOD INSURANCE Why buy at today’s high interest rates and today’s flood insurance premiums when you can assume both? Stunning and spacious, this home features a grand double door entry that sets the tone for the elegance within. Situated on a spacious 3-lot site with desirable southern exposure in the Four Mile Cove Preserve neighborhood, this home is ideal for a large family or perfect as a seasonal rental. You’ll find attention to detail throughout. Tons of natural light fill the open interior, featuring three private bedroom suites, each with its own full bath. Enjoy tray ceilings, crown molding, plantation shutters, natural woven shades, large diagonal tile throughout, and two separate versatile offices ideal for working from home or creative space. The updated kitchen and baths showcase quartz countertops, work station sink, stainless steel appliances, a walk-in pantry, tons of cabinets, an extended island, and a breakfast nook overlooking the pool. Step outside to your oversized pool and spa with waterfall and lanai complete with automatic roll-down SPF bug sunscreens—your own private oasis surrounded by lush landscaping, shade trees, tropical birds of paradise, and a new sprinkler system to keep it all vibrant. Additional highlights include a new privacy fence, no HOA fees, and all assessments in and paid. Peace of mind comes with a new A/C and ductwork (2023), plus storm-ready construction that withstood 150 mph winds and remained flood-free. (Included for buyer) 1-year Shield COMPLETE HOME WARRANTY from American Home Shield. All in a quiet neighborhood within walking distance to major stores, yet far enough away to enjoy total tranquility—just minutes to Veterans Bridge.

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© 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale or lease on this web site comes in part from FGCMLS. Data deemed reliable but not guaranteed.IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Wentworth Realty Group. Data last updated 2026-02-16T13:24:09.24.
www.wentworthrealty.com/homes/169782598
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1928 SE 20th Lane Cape Coral, FL 33990

  • Price: $555,000
  • Status: Active
  • On Site: 97 Days
  • Updated: 74 min ago
  • MLS #: 2025019451
3
Beds
3
Baths
0
½ Baths
0.34
Acres
2,542
SQFT
$218
$/SQFT
2000
Built
Neighborhood:
Four Mile Cove
County:
Lee
Area:
Cc13 - Cape Coral Unit 19-21,25,26,89
Elementary School:
School Choice
Middle School:
School Choice
High School:
School Choice
Property Description
RARE OPPORTUNITY – 2.25% FHA & VA ASSUMABLE MORTGAGE + ASSUMABLE FLOOD INSURANCE Why buy at today’s high interest rates and today’s flood insurance premiums when you can assume both? Stunning and spacious, this home features a grand double door entry that sets the tone for the elegance within. Situated on a spacious 3-lot site with desirable southern exposure in the Four Mile Cove Preserve neighborhood, this home is ideal for a large family or perfect as a seasonal rental. You’ll find attention to detail throughout. Tons of natural light fill the open interior, featuring three private bedroom suites, each with its own full bath. Enjoy tray ceilings, crown molding, plantation shutters, natural woven shades, large diagonal tile throughout, and two separate versatile offices ideal for working from home or creative space. The updated kitchen and baths showcase quartz countertops, work station sink, stainless steel appliances, a walk-in pantry, tons of cabinets, an extended island, and a breakfast nook overlooking the pool. Step outside to your oversized pool and spa with waterfall and lanai complete with automatic roll-down SPF bug sunscreens—your own private oasis surrounded by lush landscaping, shade trees, tropical birds of paradise, and a new sprinkler system to keep it all vibrant. Additional highlights include a new privacy fence, no HOA fees, and all assessments in and paid. Peace of mind comes with a new A/C and ductwork (2023), plus storm-ready construction that withstood 150 mph winds and remained flood-free. (Included for buyer) 1-year Shield COMPLETE HOME WARRANTY from American Home Shield. All in a quiet neighborhood within walking distance to major stores, yet far enough away to enjoy total tranquility—just minutes to Veterans Bridge.
Exterior Features

Architectural Style Ranch One Story Attached Garage YN Yes Carport Spaces 0 Carport YN No Construction Materials Block Concrete Stucco Covered Spaces 2 Direction Faces North Door Features French Doors Exterior Features Fence Sprinkler / Irrigation Patio Shutters Manual Garage YN Yes Parking Features Attached Driveway Garage Paved Garage Door Opener Patio And Porch Features Lanai Patio Porch Screened Pool Features Concrete In Ground Pool Equipment Outside Bath Access Pool Private YN Yes Road Responsibility Public Maintained Road Road Surface Type Paved Roof Shingle Spa Features Gunite In Ground Spa YN Yes View Landscaped Pool Water

Interior Features

Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Ice Maker Microwave Refrigerator Refrigerator With Ice Maker Self Cleaning Oven Washer Cooling Central Air Ceiling Fan(s) Electric Cooling YN Yes Flooring Tile Furnished Unfurnished Heating Central Electric Heating YN Yes Interior Features Attic Breakfast Bar Built-in Features Breakfast Area Bathtub Tray Ceiling(s) Closet Cabinetry Separate / Formal Dining Room Dual Sinks French Door(s) / Atrium Door(s) Kitchen Island Multiple Shower Heads Pantry Pull Down Attic Stairs Separate Shower Cable TV Walk- In Pantry Walk- In Closet(s) Window Treatments Home Office Split Bedrooms Laundry Features Inside Laundry Tub Room Type Den Office Screened Porch Great Room Window Features Double Hung Display Window(s) Window Coverings

Property Features

Association Amenities None Association Fee 0 Association Fee Includes None Association Fee2 0 Association Fee3 0 Association YN No Building Area Total 2998 Development Name FOUR MILE COVE Disclosures Home Warranty Owner Has Flood Insurance Owner Is Listing Agent RV Restriction(s) Seller Disclosure Gulf Access YN False Irrigation Source Included in Assessment Reclaimed Water Land Lease Amount 0 Listing Terms All Financing Considered Cash VA Loan Lot Features Multiple lots Oversized Lot Sprinklers Automatic Ownership Single Family Pets Allowed Yes Possession Close Of Escrow Potential Short Sale YN No Property Condition Resale Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Restrictions No RV Security Features Fenced Key Card Entry Security System Smoke Detector(s) Senior Community YN No Sewer Assessment Paid Public Sewer Tax Annual Amount 5320.4 Tax Year 2024 Unit Location Utilities Cable Available Water Access Description None Water Source Assessment Paid Public Waterfront Features None Waterfront YN No Zoning Description R1- D

Listing courtesy of Sellstate Priority Realty.


© 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale or lease on this web site comes in part from FGCMLS. Data deemed reliable but not guaranteed.IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Wentworth Realty Group. Data last updated 2026-02-16T13:24:09.24.
 
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